Simple, supportive, community-based

How HCSM Works

HealthShare Ministry members share eligible medical needs according to published guidelines and community standards.

1. Get Educated

Learn the difference between HCSM membership and traditional insurance.

2. Review Guidelines

Understand eligibility, sharing limits, member responsibilities, and state notices.

3. Choose Support

Work with trained agents who can help explain the process.

4. Share in Community

Members support one another through qualified medical needs.